Financial Statement information at times appears to be overwhelming. Directors, managers, officers, auditors, reviewers, investors, controllers, regulators and others often try to focus on financial statements to pinpoint bank areas of concern.
These financial statement analysts are usually concerned with:
- Unusual transactions
- Unusual events
- Accounting changes
- Business changes
- Misstatements
Various tools are used to help focus on the analysis.
Generally, the tools include:
- Use of Financial Statement Analytical Procedures (APs) Designed to Focus on Bank Area of Concern
- Use of the Uniform Bank Holding Company Performance Report (UBHCPR)
- Use of Key Indicators (KIs)
This webinar addresses the first of these three tools – Use of Financial Statement Analytical Procedures.
The other two tools are covered in other webinars.
This webinar addresses historical trend analysis which includes:
- Dollar Analysis
- Percentage Analysis
- Common-Size Financial Statement Analysis: Balance Sheet and Income Statement
WHY SHOULD YOU ATTEND?
This webinar is designed for all persons who review financial statement for various purposes. These reviewers or analysts want to take massive amounts of data and reduce the data to manageable, workable, decipherable and intelligent pieces that can be used to provide a laser-like focus on unexpected and surprising occurrences.
Attendees should include:
- Financial analysts
- Directors
- Managers
- Bank Officers
- Controllers
- Internal auditors
- External auditors
- Regulatory’s
- Investors
AREA COVERED
- During the 90-minute webinar, topic coverage will include the following:
- During the 90-minute webinar, topic coverage will include the following:
- Historical Trend Analysis
- Dollar analysis
- Percentage analysis
- Common-size analysis
- Ratio Analysis
- Profitability ratios
- Capital ratios
- Asset quality ratios
- Liquidity ratios
- Productivity ratios
- Comparisons of actual vs forecasted results
- Analysis of financial statement interrelationships
- Analysis of industry statistics
- Computational examples
- Explanation of the meaning of the analysis
LEARNING OBJECTIVES
- Understanding key financial statement ratios that can be used for specific purposes by bank analysts
- Using tools to detect unusual or, at a minimum, unexpected changes or occurrences
- Comparing and contrasting basic financial statements with common-size financial statements
- Distinguishing between dollar analysis and percentage analysis
- Comprehending the power of common-size financial statements
- Grasping the importance of key ratios
- Capturing the meaning of profitability ratios, capital ratios, asset quality ratios, liquidity ratios, and productivity ratios
- Understanding how to calculate and how to interpret the meaning of the various ratios
WHO WILL BENEFIT?
- The targeted audience for such a webinar are the senior people at the bank:
- Directors
- Management
- Officers – Controllers, Treasurers, etc
- General Auditor – Internal
- Compliance Officer
- Risk Manager
- General Counsel
- External Auditor
- Primary Regulator
- Financial Analysts
- Internal Auditing Personnel
This webinar is designed for all persons who review financial statement for various purposes. These reviewers or analysts want to take massive amounts of data and reduce the data to manageable, workable, decipherable and intelligent pieces that can be used to provide a laser-like focus on unexpected and surprising occurrences.
Attendees should include:
- Financial analysts
- Directors
- Managers
- Bank Officers
- Controllers
- Internal auditors
- External auditors
- Regulatory’s
- Investors
- During the 90-minute webinar, topic coverage will include the following:
- During the 90-minute webinar, topic coverage will include the following:
- Historical Trend Analysis
- Dollar analysis
- Percentage analysis
- Common-size analysis
- Ratio Analysis
- Profitability ratios
- Capital ratios
- Asset quality ratios
- Liquidity ratios
- Productivity ratios
- Comparisons of actual vs forecasted results
- Analysis of financial statement interrelationships
- Analysis of industry statistics
- Computational examples
- Explanation of the meaning of the analysis
- Understanding key financial statement ratios that can be used for specific purposes by bank analysts
- Using tools to detect unusual or, at a minimum, unexpected changes or occurrences
- Comparing and contrasting basic financial statements with common-size financial statements
- Distinguishing between dollar analysis and percentage analysis
- Comprehending the power of common-size financial statements
- Grasping the importance of key ratios
- Capturing the meaning of profitability ratios, capital ratios, asset quality ratios, liquidity ratios, and productivity ratios
- Understanding how to calculate and how to interpret the meaning of the various ratios
- The targeted audience for such a webinar are the senior people at the bank:
- Directors
- Management
- Officers – Controllers, Treasurers, etc
- General Auditor – Internal
- Compliance Officer
- Risk Manager
- General Counsel
- External Auditor
- Primary Regulator
- Financial Analysts
- Internal Auditing Personnel
Speaker Profile
Paul J. Sanchez, CPA, CBA, CFSA, CGMA conducts a small CPA practice in Port Washington, New York. He is also the owner of Professional Service Associates (PSA), a consulting and professional training and development business servicing corporate clients (auditors, controllers, etc.), CPA firms, professional associations and others. He was an assistant professor at Long Island University - C.W. Post Campus as well as an adjunct lecturer at City University of New York. Prior to starting PSA, he was the Vice President-Professional Development for the Audit Division of a regional bank and Director of Professional Practices and Vice President of a …
Upcoming Webinars
Understanding and Analyzing Financial Statements
Onboarding is Not Orientation: How to Improve Your New Hire…
Managing Toxic & Other Employees Who have Attitude Issues
Do's and Don'ts of Documenting Employee Behaviour, Performa…
Gossip-Free: Leadership Techniques to Quell Office Chatter
Outlook - Master your Mailbox - Inbox Hero Inbox Zero
Harassment, Bullying, Gossip, Confrontational and Disruptiv…
Excel & ChatGPT Synergy Masterclass: Unleashing Financial A…
Introduction to Microsoft Power BI Dashboards
Drive Recruiting Success with the Using Recruiting Metrics …
2025 EEOC & Employers: Investigating Claims of Harassment …
Impact Assessments For Supplier Change Notices
Mastering Job Descriptions: Legal and Practical Insights fo…
Effective Onboarding: How to Welcome, Engage, and Retain Ne…
What is in Store for Employers When Updating Employee Handb…
Designing Employee Experiences to Build a Culture of Compli…
Onboarding Best Practices for 2025: Proven Strategies to Po…
Accounting For Non Accountants : Debit, Credits And Financi…
Creating a Successful Job Rotation Program
The Anti-Kickback Statute: Enforcement and Recent Updates
FDA Compliance And Laboratory Computer System Validation
How To Create Psychological Safety in your Organization
Aligning Your HR Strategy with Your Business Strategy
Transforming Anger And Conflict Into Collaborative Problem …
How to Give Corrective Feedback: The CARE Model - Eliminati…
I-9 Audits: Strengthening Your Immigration Compliance Strat…
Zero Acceptance Sampling to Reduce Inspection Costs
Identifying, Managing, and Retaining High Potential Employe…
AI at Your Service: Enhancing Your Microsoft OfficeSkills w…
Why EBITDA Doesn't Spell Cash Flow and What Does
FDA Recommendations for Artificial Intelligence/Machine Lea…
Project Management for Non-Project Managers - How to commun…
Dealing With Difficult People In Life & Work
Developing and Implementing Quality Culture in the Organiza…
2-Hour Virtual Seminar on the 6 Most Common Problems in FDA…
Enhancing Pivot Tables with Images: Visualize Your Data Lik…
How to Write Effective Audit Observations: The Principles f…
How to Write Contracts for Procurement Professionals
Uplifting the Credibility of HR: How to Build the Credibili…
Strategic Interviewing & Selection: Getting the Right Talen…
Performance of Root Cause Analysis, CAPA, and Effectiveness…
FDA Audit Best Practices - Do's and Don'ts
Unlock Employee Loyalty: Stay Interviews Will Keep Them Eng…
How to Manage the Legal Landmine of the FMLA, ADA and Worke…
Excel Lookup Functions: VLOOKUP, HLOOKUP, and XLOOKUP Made …