Financial Statement information at times appears to be overwhelming. Directors, managers, officers, auditors, reviewers, investors, controllers, regulators and others often try to focus on financial statements to pinpoint bank areas of concern.
These financial statement analysts are usually concerned with:
- Unusual transactions
- Unusual events
- Accounting changes
- Business changes
- Misstatements
Various tools are used to help focus on the analysis.
Generally, the tools include:
- Use of Financial Statement Analytical Procedures (APs) Designed to Focus on Bank Area of Concern
- Use of the Uniform Bank Holding Company Performance Report (UBHCPR)
- Use of Key Indicators (KIs)
This webinar addresses the first of these three tools – Use of Financial Statement Analytical Procedures.
The other two tools are covered in other webinars.
This webinar addresses historical trend analysis which includes:
- Dollar Analysis
- Percentage Analysis
- Common-Size Financial Statement Analysis: Balance Sheet and Income Statement
WHY SHOULD YOU ATTEND?
This webinar is designed for all persons who review financial statement for various purposes. These reviewers or analysts want to take massive amounts of data and reduce the data to manageable, workable, decipherable and intelligent pieces that can be used to provide a laser-like focus on unexpected and surprising occurrences.
Attendees should include:
- Financial analysts
- Directors
- Managers
- Bank Officers
- Controllers
- Internal auditors
- External auditors
- Regulatory’s
- Investors
AREA COVERED
- During the 90-minute webinar, topic coverage will include the following:
- During the 90-minute webinar, topic coverage will include the following:
- Historical Trend Analysis
- Dollar analysis
- Percentage analysis
- Common-size analysis
- Ratio Analysis
- Profitability ratios
- Capital ratios
- Asset quality ratios
- Liquidity ratios
- Productivity ratios
- Comparisons of actual vs forecasted results
- Analysis of financial statement interrelationships
- Analysis of industry statistics
- Computational examples
- Explanation of the meaning of the analysis
LEARNING OBJECTIVES
- Understanding key financial statement ratios that can be used for specific purposes by bank analysts
- Using tools to detect unusual or, at a minimum, unexpected changes or occurrences
- Comparing and contrasting basic financial statements with common-size financial statements
- Distinguishing between dollar analysis and percentage analysis
- Comprehending the power of common-size financial statements
- Grasping the importance of key ratios
- Capturing the meaning of profitability ratios, capital ratios, asset quality ratios, liquidity ratios, and productivity ratios
- Understanding how to calculate and how to interpret the meaning of the various ratios
WHO WILL BENEFIT?
- The targeted audience for such a webinar are the senior people at the bank:
- Directors
- Management
- Officers – Controllers, Treasurers, etc
- General Auditor – Internal
- Compliance Officer
- Risk Manager
- General Counsel
- External Auditor
- Primary Regulator
- Financial Analysts
- Internal Auditing Personnel
This webinar is designed for all persons who review financial statement for various purposes. These reviewers or analysts want to take massive amounts of data and reduce the data to manageable, workable, decipherable and intelligent pieces that can be used to provide a laser-like focus on unexpected and surprising occurrences.
Attendees should include:
- Financial analysts
- Directors
- Managers
- Bank Officers
- Controllers
- Internal auditors
- External auditors
- Regulatory’s
- Investors
- During the 90-minute webinar, topic coverage will include the following:
- During the 90-minute webinar, topic coverage will include the following:
- Historical Trend Analysis
- Dollar analysis
- Percentage analysis
- Common-size analysis
- Ratio Analysis
- Profitability ratios
- Capital ratios
- Asset quality ratios
- Liquidity ratios
- Productivity ratios
- Comparisons of actual vs forecasted results
- Analysis of financial statement interrelationships
- Analysis of industry statistics
- Computational examples
- Explanation of the meaning of the analysis
- Understanding key financial statement ratios that can be used for specific purposes by bank analysts
- Using tools to detect unusual or, at a minimum, unexpected changes or occurrences
- Comparing and contrasting basic financial statements with common-size financial statements
- Distinguishing between dollar analysis and percentage analysis
- Comprehending the power of common-size financial statements
- Grasping the importance of key ratios
- Capturing the meaning of profitability ratios, capital ratios, asset quality ratios, liquidity ratios, and productivity ratios
- Understanding how to calculate and how to interpret the meaning of the various ratios
- The targeted audience for such a webinar are the senior people at the bank:
- Directors
- Management
- Officers – Controllers, Treasurers, etc
- General Auditor – Internal
- Compliance Officer
- Risk Manager
- General Counsel
- External Auditor
- Primary Regulator
- Financial Analysts
- Internal Auditing Personnel
Speaker Profile
Paul J. Sanchez
Paul J. Sanchez, CPA, CBA, CFSA, CGMA conducts a small CPA practice in Port Washington, New York. He is also the owner of Professional Service Associates (PSA), a consulting and professional training and development business servicing corporate clients (auditors, controllers, etc.), CPA firms, professional associations and others. He was an assistant professor at Long Island University - C.W. Post Campus as well as an adjunct lecturer at City University of New York. Prior to starting PSA, he was the Vice President-Professional Development for the Audit Division of a regional bank and Director of Professional Practices and Vice President of a …
Upcoming Webinars
The Anti-Kickback Statute: Enforcement and Recent Updates
I-9 Enforcement & Compliance: A 5-Step Plan for Employers t…
Emotional Intelligence: Mastering the Emotions of Great Lea…
Wage & Hour Laws: Ensuring Compliance with the Fair Labor S…
Expense Reimbursements 2026 - Proper Recordkeeping and Acco…
Unlock Employee Loyalty: Stay Interviews Will Keep Them Eng…
Claude AI For CPAs & Finance Professionals: Best Practices …
Dealing With Difficult People: At Work & In Life
Construction Lending And Real Credit Administration: Evalua…
Mastering the Prompt: How Every Professional Can Use AI to …
Secrets Of The Staffing Fix - Solving The Employee Training…
Eliminate Harmful And Unproductive Drama In The Workplace
Setting SMART Goals & Leveraging Storytelling for Reporting
Using Copilot to Format Legal Documents in Microsoft Word
Excel + AI: The Smart User's Guide to Faster, Easier Work w…
Discover how Emotional Intelligence turns AI from a technic…
Introduction to Microsoft Power BI Dashboards
Excel Spreadsheets; Develop and Validate for 21 CFR Part 11…
Major cGMP Issues: FDA Concerns in 2026
Elevate Your Workplace Wellness: 10 Critical Wellness Facto…
Excel - Pivot Tables - The Key To Modern Data Analysis and …
Maximizing Productivity with ChatGPT: AI Solutions for HR, …
Outlook - Master your Mailbox - Inbox Hero Inbox Zero
6-Hour Virtual Boot Camp on Microsoft Power BI
Managers/Supervisors: New Role, Same Team - How to Lead Wit…
HR Auditing - New Update on Important Issues for 2026
2-Hour Virtual Seminar on In-Person Onboarding Your New Hir…
Managing Toxic Employees: Strategies For Leaders To Effecti…
Project Management for administrative professionals
Creating Employee Handbooks that Protect You and Support th…
California Meal and Rest Breaks: What You Don't Know Can Co…
Tools for New Managers: Connecting with Employees to Optimi…
Female to Female Hostility @Workplace: All you Need to Know
Launch Your Career: The Ultimate Guide for Emerging Profess…
Managing Difficult Employee Conversations
Thriving in a Hybrid Workplace: Keys to Leadership and Team…
The Perfect Storm Coming to Healthcare: Value Based Care Me…
Practice Safe Stress ™: Preventing Burnout While Building R…
AI, Jobs, and Skills: How HR Leaders Can Prepare Now for th…
The Age-Inclusive Workplace: How to Lead and Work Across Ge…
Rewiring Your Emotional Triggers: Leading with Clarity and …