This webinar will help you to build, implement, and maintain strong credit culture. This course offers 14 tools to test and check the strength of the organization’s credit risk management and techniques for remediating and improving credit culture and credit risk management.
WHY SHOULD YOU ATTEND?
Both bank regulators and the market expects and demands excellence in credit risk management. These 14 tools offer an expedient way to test the quality of credit risk management but also serve as techniques for remediating and improving credit culture and credit risk management.
AREA COVERED
- 4 types of credit cultures and optimal credit culture
- Elements of credit risk management
- Regulatory expectations for credit culture and credit risk management
- Role of credit discipline tools in building and maintaining credit culture and credit risk management
- Written credit policy
- Risk-driven credit analysis
- Uniform credit packages
- Experienced underwriting
- Informed decision-making
- Proper loan approval—minimal credit policy exceptions
- The valid, granular risk rating system
- Reliable closing and booking—minimal loan documentation exceptions
- Loan performance monitoring and reporting
- Independent loan review and audit functions
- Adequate loan loss reserve
- Professional problem asset management
- Credit-lending and training
LEARNING OBJECTIVES
- Learn elements of a strong credit culture
- Explain the linkage between credit culture and credit risk management
- Describe the 14 credit discipline tools essential to a strong credit risk management and its culture
WHO WILL BENEFIT?
- Senior Lenders
- Chief credit officers
- Chief executive officers
- Bank presidents
- Bank directors
- Credit risk managers
- Credit approval officers
Both bank regulators and the market expects and demands excellence in credit risk management. These 14 tools offer an expedient way to test the quality of credit risk management but also serve as techniques for remediating and improving credit culture and credit risk management.
- 4 types of credit cultures and optimal credit culture
- Elements of credit risk management
- Regulatory expectations for credit culture and credit risk management
- Role of credit discipline tools in building and maintaining credit culture and credit risk management
- Written credit policy
- Risk-driven credit analysis
- Uniform credit packages
- Experienced underwriting
- Informed decision-making
- Proper loan approval—minimal credit policy exceptions
- The valid, granular risk rating system
- Reliable closing and booking—minimal loan documentation exceptions
- Loan performance monitoring and reporting
- Independent loan review and audit functions
- Adequate loan loss reserve
- Professional problem asset management
- Credit-lending and training
- Learn elements of a strong credit culture
- Explain the linkage between credit culture and credit risk management
- Describe the 14 credit discipline tools essential to a strong credit risk management and its culture
- Senior Lenders
- Chief credit officers
- Chief executive officers
- Bank presidents
- Bank directors
- Credit risk managers
- Credit approval officers
Speaker Profile
Dev Strischek
A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Martin J. "Dev" Strischek principal of Devon Risk Advisory Group based near Atlanta, Georgia. Dev advises, trains, and develops for financial organizations risk management solutions and recommendations on a range of issues and topics, e.g., credit risk management, credit culture, credit policy, credit and lending training, etc. Dev is also a member of the Financial Accounting Standards Board’s (FASB’s) Private Company Council (PCC). PCC’s purpose is to evaluate and recommend to FASB revisions to current and proposed generally accepted accounting principles (GAAP) that are …
Upcoming Webinars
Strategic ways to build your professional brand
I-9 Audits: Strengthening Your Immigration Compliance Strat…
Fostering a Culture of Respect: Eliminating Gossip, Rumour…
Excel - Pivot Tables - The Key To Modern Data Analysis and …
Rewiring Your Emotional Triggers: Leading with Clarity and …
AI Fundamentals for All Leaders and Managers: How to Work S…
H-1B Visa Updates and Employer Strategies for 2026
The $1M Mistake: EEOC Discrimination Claims Employers Make …
Using Claude in Excel for Productivity, Automation & Data A…
2-Hour Virtual Seminar on the 6 Most Common Problems in FDA…
2-Hour Virtual Seminar on How to Conduct an Internal Harass…
Bootcamp for New Managers and Supervisors: Develop These Es…
ChatGPT Jumpstart From intro to Download to Personal Assist…
HIPAA Compliance in 2026 — Practical Strategies for Breach …
Do's and Don'ts of Documenting Employee Behaviour, Performa…
Why EBITDA Doesn't Spell Cash Flow and What Does?
Secrets Of Psychology - Why People Do The Things They Do
FDA Regulation of Artificial Intelligence/ Machine Learning
FDA Compliance And Laboratory Computer System Validation
Utilizing HR Metrics to Illustrate & Improve Human Resource…
ChatGPT for CPAs and Finance Professionals
Understanding EBITDA – Definition, Formula & Calculation
The 60 Minutes Introduction to DAX
The Anti-Kickback Statute: Enforcement and Recent Updates
Analytical Method Validation Under Good Laboratory Practice…
Using High-Performance Coaching for Managers to Address Per…
Maximizing Productivity with ChatGPT: AI Solutions for HR, …
Workplace Investigations 101: How to Conduct your Investiga…
Harassment, Bullying, Gossip, Confrontational and Disruptiv…
THE NEW I9 - Mandated Requirements for Worker Verification …
Language is Code - Intro to AI - Generative AI - ChatGPT an…
Discover how Emotional Intelligence turns AI from a technic…
AI in B2B Marketing: What Your Compliance Team Needs to Know
Stress, Change And Team Resilience Through Humor: An Intera…
Effective And Defensible Documentation Of Employee Problems…
How to Write Procedures to Avoid Human Errors